VyStar is a not-for-profit, member-owned credit union. That means we work to improve the lives of our members as well as the places we call home. We offer a spectrum of better banking products and superior customer service to help members reach their financial goals. Just as we believe in the importance of being a trusted financial institution, we embrace the responsibility of being a community leader. We lead by example, making the places we live stronger by giving back — from revitalizing urban neighborhoods to supporting our military and investing more than $3 million to 200-plus nonprofit organizations in 2020.

Our Founding
We’ve always been about helping people in their financial lives. Our story began nearly 70 years ago when 12 founding members had one bold idea: to create a safe place for our military and civil service members to save and borrow money. Stationed at Naval Air Station Jacksonville, they called the credit union Jax Navy Federal Credit Union.

Still headquartered in Jacksonville, Florida, VyStar has grown to serve anyone who lives or works within our areas of service from Central Florida to Southern Georgia. We’ve made it easy to join VyStar because we believe the more we grow, the more good we can do.

Our Purpose

To us, better banking means eliminating fees, which allows you to save more money. It means offering a wide range of financial products that fit the way you live. It means providing financial education to both members and non-members. We work to be a force for change that improves our members’ lives and the communities we serve. We act on these beliefs by supporting local nonprofits and like-minded organizations while providing financial products and services that help you reach your financial goals.

Our Core Value

Our core value drives all we do: Lead by example. Today, with more than $13 billion in assets, 800,000 members and over 2,000 employees, we’re the second-largest credit union headquartered in Florida and the 13th-largest nationwide. No matter where we expand, our members are our true north. Our growth allows us to keep fees and interest charges lower, and interest earned higher. Simply put, we have the resources and capabilities of the banks, the innovative spirit of modern fintechs and the heart of a credit union.

Our Vision

VyStar combines the best benefits of credit unions – personalized service, low fees, and great rates and products – with a commitment to doing good. Our vision is to bring this model to more people, so we make it easy to become a member.

We are a member-owned and member-managed financial cooperative, and we put our members’ best interest at the heart of everything we do. We don’t answer to shareholders or investors. We answer to our members.

With better rates, fewer fees and guidance from knowledgeable VyStar representatives, we help our members reach their financial goals faster. And we look for opportunities to give back in meaningful ways.

It’s our mission to do good and bank better.

Our Values

Integrity, trust, respect, caring, courage, dedication and loyalty. Everyone at VyStar, from our newest employees to our senior leadership, is encouraged to live these values every day through our work with VyStar members.

We understand banking needs to be hassle-free and convenient. We have 62 full-service branches, 18 high school branches, more than 235 VyStar ATMs located throughout Florida and Georgia, and a network of more than 20,000 surcharge-free ATMs across the United States.

Work With Us

Working at VyStar is more than a job — it’s an opportunity to build a lasting career and Do Good in your community. If that sounds good to you, you may be the right fit for our team.

Diversity, Equity and Inclusion
We believe in leading by example and reflecting the communities we serve, which is why we take great pride in having a diverse, talented team of employees and treating every one with respect.
 

• Empowering and inclusive culture where employee input is valued
• Employee resource groups offer empowerment and growth
• Ongoing discussion series to educate and inspire
• Equitable employment programs